Form: POS AM

Post-effective amendment to a registration statement that is not immediately effective upon filing

June 20, 1996

POWER OF ATTORNEY OF S. ATIQ RAZA

Published on June 20, 1996



EXHIBIT 24.1

POWER OF ATTORNEY OF S. ATIQ RAZA

Know All Men By These Presents, that S. Atiq Raza whose signature appears
below constitutes and appoints W. J. Sanders III and Marvin D. Burkett, and each
of them, his true and lawful attorneys-in-fact, and agents, with full power of
substitution and resubstitution, for him and his name, place and stead, in any
and all capacities, to sign post-effective amendment number two to Registration
Statement 33-64911 and any and all subsequent amendments to such Registration
Statement and to file the same, with all exhibits thereto and documents in
connection therewith, with the Securities and Exchange Commission, granting unto
said attorneys-in-fact and agents, and each of them, full power and authority to
do and perform each and every act and thing requisite and necessary to be done
in and about the premises, as fully to all intents and purposes as he might or
could do in person, hereby ratifying and confirming all that said
attorneys-in-fact and agents or any of them, of their or his substitute or
substitutes, may lawfully do or cause to be done by virtue hereof.



DATED: May 24, 1996 /s/ S. Atiq Raza
-----------------------------------------
S. ATIQ RAZA